MERHO

Federal Credit Union

PRIVACY POLICY

Reasons we can share your personal information

Does MERHO Federal Credit Union share?

Can you limit this sharing?

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes

No

For our marketing purposes to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

_________

For our affiliates’ everyday business purposes information about your transactions and experiences

No

_________

For our affiliates’ everyday business purposes information about your creditworthiness

No

_________

For non-affiliates to market to you

No

_________

Call toll free 1-877-540-8121 or go to www.johnstownpa.com

QUESTIONS?

WHAT DOES MERHO FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

FACTS

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

- Social Security number and account balances

- credit history and credit scores

- income and payment history


When you are no longer our member, we continue to share your information as described in this notice.


All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Merho Federal Credit Union chooses to share; and whether you can limit this sharing.



WHAT?


HOW?


WHY?

Locations

Main Office

15 Irene St, Johnstown, PA 15905

(814) 535-3116 or

Toll Free 1-877-540-8121

Fax (814) 539-5090

Audio Response (814) 535-5807


Richland Branch Office

194 Donald Lane, Richland, PA

(814) 266-3076

Fax (814) 266-4021


Hours of Operation

Main Office

Lobby: 8:00 am-4:30 pm Monday-Friday

8:30 am-Noon Saturday

Drive-up Window: 7:00 am-5:00 pm Monday-Friday

8:30 am-Noon Saturday

Richland Office

Lobby: 8:00 am-4:00 pm Monday-Friday

No lobby hours Saturday

Drive-up Window: 8:00 am-5:00 pm Monday-Friday

9:00 am-Noon Saturday

Webmaster LeeAnne Bartolomucci 2012

lbarto09@gmail.com

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